Partner’s pension
If you are married, your spouse is entitled to a partner’s pension in the event of your predecease. The same applies in a legally registered partnership. It may also be the case that you are living together with a partner and have concluded a cohabitation agreement before a civil-law notary, showing that you have designated your partner as beneficiary of the partner's pension. If you wish your partner to be eligible for a partner’s pension in that case, you are required to register him/her with the Pension Fund. This is not done automatically. If you are resident in the Netherlands, the Pension Fund automatically receives your partner’s data via the Municipal Personal Records Database (Gemeentelijke Basisadministratie). If you marry abroad, you are required to provide the Pension Fund with documentary proof of your marriage. If you are in Shell service at the time of your predecease, the partner's pension is calculated on the basis of the pension years that you would otherwise have accrued until your official retirement date. This also applies if you are receiving a disability pension at the time of your predecease.
The partner’s pension is 70 per cent of the retirement pension.
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Supplementary partner’s pension
If your partner is younger than 65 at the time of your predecease, he will receive a supplementary partner’s pension, as your partner is not yet eligible for an AOW benefit. The supplementary partner’s pension ends when your partner turns 65. For every pension year your partner receives 1.6 per cent of EUR 28,506 (1st July 2010). Orphan’s pension
If you have children at the time of your decease, they will receive an orphan’s pension until they reach the age of 18 years. For as long as your child is attending a course of study, he will continue to receive this pension until the end of the month of August following his 24th birthday.
The orphan’s pension is 14 per cent of the sum total of partner’s pension and partner’s supplementary pension. Full orphans (both of whose parents have died) receive double this amount.
Survivor's Benefits Act (Anw)
In the event of your decease, surviving dependants are in some cases also eligible for government benefits under the Dutch National Survivor's Benefits Act (Algemene nabestaandenwet, Nabestaandenuitkering Anw). You can find more information about this on the website of the Social Insurance Bank (Sociale Verzekeringsbank) see: 'useful links'. |